Discount prescription drug plans are a new wave for consumers to save on their medications. We can all agree that prescription drugs are expensive enough as it is. Our family budget is already stretched to the limit. There is no reason we should be paying more than what we have to for our drug prescriptions. There are discount prescription drug plans out there that are bulked together and you can purchase supplemental discount plans and receive discounts on dental, vision, prescription and chiropractic. With these plans you can see how the savings multiply.
Major retail chain pharmacies are participating in these discount medication plans. The list includes: Walmart, Kmart, Target, Ekert and Walgreens. Make sure you double check that these stores are working with these discount benefits plans. Any individual with limited coverage or without any prescription drug coverage can benefit from a discount prescription benefit plan. Instead of paying full price for prescription drugs, members can save when they purchase their prescriptions.
People, who have insurance coverage, may still find these discount plans very useful as it can discount their prescription drugs not covered by their health plan. Members just show their card at a participating pharmacy and receive substantial discounts on their prescription drugs. Usually twenty-five percent on most brand names and up to fifty percent on most generics, it is that easy.
Drug costs are continuing to rise and are one of the fastest growing health care expenditures. It is growing at nearly three times the rate of other health care costs. One of the ways to lower your prescriptions cost is with a discount prescription drug plan. So whether you are on a fixed income or just need to cut your health care cost, you can save your family money and also receive the best value for your dollar.
Prescription Drug Discount Program
One such plan is the Ameriplan prescription discount program, managed by Medco Health Solutions. The retail pharmacy program will save you money on most prescription drugs at tens of thousands of retail pharmacies nation wide. The prescription home delivery service program will save you money on maintenance type medication that treats chronic health conditions. This program provides you with cost savings and up to date prescription drug monitoring for your protection. Discounts offered through the use of the Ameriplan pharmacy discount card are not insurance and are not intended as a substitute for insurance. You may also participate in and use the mail order service managed by Medco Health Solutions if you take maintenance medications. A maintenance medication is taken regularly to treat acute or chronic health conditions such as high blood pressure, ulcers, or diabetes.
Covered Drugs
This program includes most legend drugs which by federal law require a physician's prescription.
Drug Exclusions
Over the counter drugs and non prescription drugs are not included in the program.
Generic Drug Savings
A generic drug is the chemical copy of a brand name prescription drug. On average, generic drugs cost about fifty percent less than brand name drugs and like their brand name counterparts they are: - Dispensed in the same dosage. - Taken in the same way. - Packaged in the same unit strength.
Prescription Monitoring
Occasionally a prescription drug may cause a problem. The problem may
be predictable, perhaps avoidable, if your physician and pharmacist are
aware of your medical history, current medications and the many
different combinations that cause harmful drug reactions.
Jim Martinez is a National Sales Director for Ameriplan USA, offering discount dental, prescription, health, vision and chiropractic plans. For information on Ameriplan discount prescription drug benefits plans and more health related articles, visit http://www.familydentalhealthplans.com.
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